Insurance for Pubs

Running a pub comes with unique challenges and risks, which is why having the right insurance in place is vital. We specialise in public house insurance, offering tailored cover designed to protect everything from your premises and stock, to your staff, customers, and livelihood. Whether you run a traditional local, a busy city bar, or a gastro pub, we understand the specific risks involved and provide insurance solutions, that are built around your needs.

We already insure several pubs and restaurants, across the UK and have built a strong reputation for offering reliable cover alongside competitive premiums. With access to a wide panel of leading insurers, we’re able to shop the market on your behalf to find the right policy for you. From public and employers' liability, to contents, business interruption, and loss of licence cover, we make sure you’re properly covered.

What truly sets us apart is our personal service and knowledge of the hospitality sector. We take the time to understand your business and provide clear, honest advice. Our team is on hand to support you every step of the way, from your initial quote to any claims you may need to make. Get in touch today for a no-obligation quotation and see why so many pub owners trust us to keep their business safe.

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Pubs

What other types of insurance do pubs need?

Depending on your business activities and specific needs, you could benefit from the following types of insurance:

Public Liability insurance

Covers injuries or damage to people or property, caused by the business's activities

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Products Liability

Covers injuries or damage caused by a product sold or supplied by the business

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Employers’ Liability insurance

covers a business's legal responsibility for injuries or illnesses suffered by its employees during the course of their work and is required by law

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Professional indemnity insurance

covers the legal costs and expenses that may arise if a business or professional is sued for providing inadequate advice, services, or errors in their work

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There are many other forms of insurance that your pub business might want to consider, including:

Property Damage Insurance

Covers the costs of repairing or replacing property that is damaged due to unforeseen events

Personal Accident Insurance

Covers financial protection in the event of injury, disability, or death caused by an accident

Cyber Insurance

Covers financial losses and expenses related to cyberattacks, data breaches, and other technology-related incidents

Legal Expenses Insurance

Covers the costs of legal services and court fees when a policyholder faces legal disputes

Trade Credit Insurance

Cover to protect your business against the risk of non-payment from your customers. This includes insolvency, protracted default, or non-payment due to political risks in international trade.