We are an insurance advisor and broker to businesses
We want to help you to have the right insurance cover for your business. We advise all businesses, from those on the start of their journey to those with multinational operations. We believe good advice and insurance solutions should be available to all clients and we invest in the knowledge and skill range of our staff to ensure you receive good advice.
We are not here to tell you insurance will cover all risks, as it will not. However, we do want you to think about your business risks and how we can help manage them with appropriate insurance.
Try our free HealthCheck
Our Free HealthCheck tool takes only 5 minutes to complete and tells you what insurance your business is likely to need.
Designed for advisory businesses, our automated advice platform can help tell you what insurance covers you may need, specific to you and your business.
It only takes 5 minutes to complete and no need to input your contact details.
Most Purchased Types of Cover
Cover when an employee claims compensation for illness or injury that they believe has been caused by their work and your negligence.
Cover to protect you against injury to others or damage to their property because of your business activities or the products you manufacture, supply, or sell.
Cover for damage to buildings because of certain events including fire and flood.
Cover for damage/loss of items from certain events such as fire, flood, and theft.
Cover for lost income to the business following insurable damage at your premises. Cover can extend to suppliers/customers where they suffer damage that affects your income.
Cover for third party claims (from clients) where you are accused of professional negligence, i.e., errors, omissions, poor advice, or designs. Cover can be tailored for those in the medical/health/beauty sectors.
Cover for notification costs, forensics, legal expenses, PR/crisis management costs and loss of income (business interruption) where there is a data breach. It also protects against third party claims for breach of privacy and any “insurable” fines or penalties.
Cover for the Directors or Officers of the business where they may be sued for failing in their duties. You could be sued by anyone from members of the public, investors, creditors, HMRC, HSE, or even the Police where you have failed in your duties as a director/officer of the business.
Cover for your own legal costs for various legal matters including contract and employment disputes, debt recovery and tax investigation protection.
Cover for medical expenses, cancellation, lost or stolen baggage etc. for trips abroad.
Protection for damage to your vehicles and third-party losses where you cause an accident.
Cover for damage to or theft of stock whilst moving around the world including whilst in temporary storage.
Are you looking for professional advice for your business or industry?
There are many other commercial insurance covers that you may need to consider, let us guide you
Contract Works
Crisis Containment
Employment Practices Liability
Deterioration of Stock
Inefficacy
Land Liability
Restrictive Covenants
Building Warranty
Loss of Rent
Equipment Breakdown
Terrorism
Loss Recovery
Intellectual Property Infringement
Crime
Personal Accident
Parametric Covers
Product Recall
Event Cancellation
Prize Indemnity
Home Cover
Kidnap & Ransom
Environmental Liability
Ship Hull
Find the right insurance for your business
How we helped R W Projects South West Ltd
RW are a successful and rapidly growing business in the construction trade. In 2019 they approached us as their current covers excluded working at railway stations. This exclusion had been applied unbeknown to them, even though they used an insurance advisor. They needed an advisor that would work with them – explain the pertinent terms and conditions of their insurance and help make sure they had their main risks covered off. We found them a solution that did this and now work in collaboration as their business grows and develops.
How we helped Legio XX Ltd
This is a new start up consultancy business working in the due diligence field on mergers and acquisitions. They had already approached two insurance advisors before they came to us and felt they were hitting their head against a brick wall. We listened and matched up an insurance solution that worked for them and in their own words
"Hopefully you have helped to launch an exciting business; it is no flattery to say “we could not have done it without you”."
Robert WindmillDirector, Legio XX Limited
Many thanks for this, hopefully you have helped to launch an exciting business; it is no flattery to say “we could not have done it without you”.
Lisa JonesDirector, Headstrong Training Ltd
I recently underwent some big changes in my business and as such, needed to look at new business insurance. I spoke to Sense Risk as I knew that they would be able to help with the slightly more complex nature of my insurance needs. Sense Risk very quickly came back to me with some quotes and information explaining everything very clearly. From our first meeting, I was incredibly impressed with Sense Risk’s knowledge and expertise. They made the whole process simple and easy with no jargon and insurance speak but understandable language that was transparent. I wouldn’t hesitate recommending Sense Risk to anyone looking for business insurance. Thank you so much for making this so easy!
James HewittJoint Managing Director, Stonehill Office Right Ltd
It was nice to get to deal with an expert with plenty of knowledge, as with my previous experience with Insurance Brokers, it often feels like we were dealing with an office junior, not an expert with plentiful experience in the field. We did have numerous communications back and forth, which Sense Risk handled including showing us cost savings on both policies. So, I would have no hesitation in recommending Sense Risk to any business!
Debra SpurwayDirector, DS HR Limited
As a small business owner, time can be so valuable that it is easy to just make the same decisions about insurance by doing the same as we did last year. I was introduced to Sense Risk Solutions by a fellow associate. Emily and Steve were nothing less than attentive to my businesses needs for insurances of many types, but led the process and took the finite detail out of my hands. At the same time, there was no stone unturned about what risk could be there and how to make sure that they had not only provided me with the best level of cover and providing reassurance; but at the same time saving me near £800 on my previous years insurance fees. From my experience, all business owners should undertake a market review annually led by Sense Risk Solutions.
Not sure where to start?
We are here to help you today
We know that finding the right insurance for your business is like navigating your way through a maze. Don't worry if you aren't sure what types of insurance you need, arrange a call with one of our team and let us see how we can help you.
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Trustindex verifies that the original source of the review is Google. Jess has recently supported us with taking out PI combined and Employer Liability insurance. From the initial sign up call, Jess guided us with great advice, suggesting additional cover in areas we had not even considered and processed it quickly and efficiently. The coverage has given us peace of mind, knowing that I am protected in case the unexpected happens. I can’t thank her enough for her support and I have and will continue to recommend Jess from Sense Risk to all businesses in a heartbeat!Trustindex verifies that the original source of the review is Google. Sense Risk Solutions have been providing business insurance for my business, Coronation Wealth Management for a number of years. They are extremely professional, efficient and a pleasure to deal with. They also provide expert knowledge and good value, and we have no reason to look elsewhere as they always provide what we need. I would highly recommend them.Trustindex verifies that the original source of the review is Google. The team at Sense Risk Solutions are first class to work with. We have been using them for commercial insurance and fleet insurance for some years now and always been very happy with the way they review the market to find us the best deal in terms of price and completeness of cover. I would throughly recommend them.Trustindex verifies that the original source of the review is Google. I was recommended to use Sense Risk. I had some queries about new policies and they were brilliant gathering information and keeping me in the loop. Can recommend them 🙏Trustindex verifies that the original source of the review is Google. Expert knowledge and efficientTrustindex verifies that the original source of the review is Google. I was really impressed with the knowledge and depth that the team at Sense Risk went into when enquiring about PI insurance. They worked extremely quickly as well. The best part of the experience was their personal approach, I feel confident that everyone at business knows and understands our unique requirements and we'll get a personalised response and help giving us confidence in our insurance coverTrustindex verifies that the original source of the review is Google. Excellent service - prompt responses to all our queries and the quote was very competitive. The team were a pleasure to deal with - Many Thanks!Trustindex verifies that the original source of the review is Google. Great service overall. Quick responses and always looking for a better deal for their clients. Recommended.Trustindex verifies that the original source of the review is Google. I have worked with Emily and Steve for a number of years both as a client and in partnership, they are an excellent firm to work with and Emily is one of the most knowledgeable people I know in the industry - which helps our clients, a lot! Highly recommended.
