We are an insurance advisor and broker to businesses
We want to help you to have the right insurance cover for your business. We advise all businesses, from those on the start of their journey to those with multinational operations. We believe good advice and insurance solutions should be available to all clients and we invest in the knowledge and skill range of our staff to ensure you receive good advice.
We are not here to tell you insurance will cover all risks, as it will not. However, we do want you to think about your business risks and how we can help manage them with appropriate insurance.
To learn more about how we collect, use, and protect your personal data, please read our full Privacy Notice.
Try our free HealthCheck
Our Free HealthCheck tool takes only 5 minutes to complete and tells you what insurance your business is likely to need.
Designed for advisory businesses, our automated advice platform can help tell you what insurance covers you may need, specific to you and your business.
It only takes 5 minutes to complete and no need to input your contact details.
Most Purchased Types of Cover
Cover when an employee claims compensation for illness or injury that they believe has been caused by their work and your negligence.
Cover to protect you against injury to others or damage to their property because of your business activities or the products you manufacture, supply, or sell.
Cover for damage to buildings because of certain events including fire and flood.
Cover for damage/loss of items from certain events such as fire, flood, and theft.
Cover for lost income to the business following insurable damage at your premises. Cover can extend to suppliers/customers where they suffer damage that affects your income.
Cover for third party claims (from clients) where you are accused of professional negligence, i.e., errors, omissions, poor advice, or designs. Cover can be tailored for those in the medical/health/beauty sectors.
Cover for notification costs, forensics, legal expenses, PR/crisis management costs and loss of income (business interruption) where there is a data breach. It also protects against third party claims for breach of privacy and any “insurable” fines or penalties.
Cover for the Directors or Officers of the business where they may be sued for failing in their duties. You could be sued by anyone from members of the public, investors, creditors, HMRC, HSE, or even the Police where you have failed in your duties as a director/officer of the business.
Cover for your own legal costs for various legal matters including contract and employment disputes, debt recovery and tax investigation protection.
Cover for medical expenses, cancellation, lost or stolen baggage etc. for trips abroad.
Protection for damage to your vehicles and third-party losses where you cause an accident.
Cover for damage to or theft of stock whilst moving around the world including whilst in temporary storage.
Are you looking for professional advice for your business or industry?
There are many other commercial insurance covers that you may need to consider, let us guide you
Contract Works
Crisis Containment
Employment Practices Liability
Deterioration of Stock
Inefficacy
Land Liability
Restrictive Covenants
Building Warranty
Loss of Rent
Equipment Breakdown
Terrorism
Loss Recovery
Intellectual Property Infringement
Crime
Personal Accident
Parametric Covers
Product Recall
Event Cancellation
Prize Indemnity
Home Cover
Kidnap & Ransom
Environmental Liability
Ship Hull
Find the right insurance for your business
Not sure where to start?
We are here to help you today
We know that finding the right insurance for your business is like navigating your way through a maze. Don't worry if you aren't sure what types of insurance you need, arrange a call with one of our team and let us see how we can help you.
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Posted on GoogleTrustindex verifies that the original source of the review is Google. We always receive excellent service from Emily and the team!Posted on GoogleTrustindex verifies that the original source of the review is Google. Emily at Sense Risk takes the time to listen to your business needs and ensure you have the correct level of business insurance. She really cares and this is why I return year after year because I know my businesses are in safe hands. I fully recommend using her services.Posted on GoogleTrustindex verifies that the original source of the review is Google. I had a great experience with senserisk. I was looking to insure a property that had belonged to my mother at a really difficult time. The setvice was comprehensive, they were patient and kind and I couldn’t be happier. Highly recommend.Posted on GoogleTrustindex verifies that the original source of the review is Google. As a flower grower I had found it difficult to find insurance that suited my needs until I came across Sense Risk Solutions. Very clear and understandable and was able to provide just the insurance I needed with very low hassle renewal each year - thank you!Posted on GoogleTrustindex verifies that the original source of the review is Google. An extremely helpful and prompt team! Thank you Sense Risk.Posted on GoogleTrustindex verifies that the original source of the review is Google. I was looking for insurance for a small business I have growing and selling my own flowers. I was going round in circles with other larger companies that could not offer what I needed. Another flower grower recommended Sense Risk. I called and spoke to Nicola, who was super helpful. Sense Risk had a policy to match my exact needs at a really good price. I signed up the same day. The process was so quick and easy!Posted on GoogleTrustindex verifies that the original source of the review is Google. Perfect policy for flower farmers. Great to deal with and would highly recommend them. Refreshing to deal with people rather than call centres and Eloise was very professional and personable.Posted on GoogleTrustindex verifies that the original source of the review is Google. Great personal service. Managed to get better cover for nearly half the cost of my previous premiums. Highly recommended.Posted on GoogleTrustindex verifies that the original source of the review is Google. Very professional and friendly would definitely recommend xPosted on GoogleTrustindex verifies that the original source of the review is Google. Helpful and knowledgeable staff who are always happy to help and provide us with sufficient cover for our business needs!