Insurance for Flower Farms

Sense Risk specialises in arranging Insurance policies for SME businesses. We understand the requirements of British Flower Growers, and we have a number of clients in this area already.

If you are growing or selling flowers, running workshops, or you visit customers, you should have Public and Products Liability cover in place. If you employ anyone, you require Employers Liability cover by law.

Our expertise does not cost more. Expertise helps get better outcomes, through better deals with Insurers. We are a family-owned business, and we do not operate a call centre.

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Flower Farm 2

Specialist Insurance for Flower Growers

Our bespoke Flower Growers Insurance is designed specifically for British Flower Farming businesses, providing comprehensive protection at an affordable price.

Premiums typically start from £135.60 per year, or £225.20 per year including £10 million Employers' Liability Insurance.

What's Included?

  • £5 million Public & Products
  • Liability Insurance
  • Optional £10 million
  • Employers' Liability Insurance
  • £250,000 Professional Indemnity Insurance, covering advice and design services provided for a fee
  • £100,000 Legal Expenses Insurance
  • Access to Business Legal Advice, Tax, Counselling, Crisis Communication and Redundancy Approval Helplines
  • Online Business Legal Services Portal with templates and guidance for employment contracts, leases, Health & Safety documents, settlement agreements and more

Designed to meet the unique needs of flower growers, our specialist cover helps protect your business,  and livelihood with expert support when you need it most.

To get a quote please fill in the information request from clicking the following button and email it to info@senserisk.co.uk.

Specialist Insurance For Flower Growers

What other types of insurance do flower farms need?

Depending on your business activities and specific needs, you could benefit from the following types of insurance:

Public Liability insurance

Covers injuries or damage to people or property, caused by the business's activities

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Products Liability

Covers injuries or damage caused by a product sold or supplied by the business

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Employers’ Liability insurance

covers a business's legal responsibility for injuries or illnesses suffered by its employees during the course of their work and is required by law

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Professional indemnity insurance

covers the legal costs and expenses that may arise if a business or professional is sued for providing inadequate advice, services, or errors in their work

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There are many other forms of insurance that your flower farm business might want to consider, including:

Property Damage Insurance

Covers the costs of repairing or replacing property that is damaged due to unforeseen events

Personal Accident Insurance

Covers financial protection in the event of injury, disability, or death caused by an accident

Cyber Insurance

Covers financial losses and expenses related to cyberattacks, data breaches, and other technology-related incidents

Legal Expenses Insurance

Covers the costs of legal services and court fees when a policyholder faces legal disputes

Trade Credit Insurance

Cover to protect your business against the risk of non-payment from your customers. This includes insolvency, protracted default, or non-payment due to political risks in international trade.