Specialist business insurance

Navigating the business world can be a journey filled with unforeseen challenges and risks. Business insurance is your guiding light, offering crucial protection against a host of potential pitfalls - from the theft of equipment to legal claims arising from accidents.

Whether you're a startup business or a seasoned enterprise, your business is unique and so are your insurance needs.

Factors such as the nature of your work, the number of employees and your business's location directly influence the cost and type of insurance you need. From Professional Indemnity insurance to contents cover, we offer a diverse range of tailored policies suitable for various trades.

Ultimately, business insurance is your safety net, ensuring that if things go wrong, you can bounce back swiftly, minimising interruption and financial losses.

To find out how we can help your business, get in touch today:

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Types of Cover for Businesses

Employers Liability
Cover when an employee claims compensation for illness or injury that they believe has been caused by their work and your negligence.
Public/Products Liability
Cover to protect you against injury to others or damage to their property because of your business activities or the products you manufacture, supply, or sell.
Buildings/Tenants Improvements 
Cover for damage to buildings because of certain events including fire and flood.
Business Equipment
Cover for damage/loss of items from certain events such as fire, flood, and theft.
Business Interruption 
Cover for lost income to the business following insurable damage at your premises. Cover can extend to suppliers/customers where they suffer damage that affects your income.
Professional Indemnity
Cover for third party claims (from clients) where you are accused of professional negligence, i.e., errors, omissions, poor advice, or designs. Cover can be tailored for those in the medical/health/beauty sectors.
Cyber Insurance
Cover for notification costs, forensics, legal expenses, PR/crisis management costs and loss of income (business interruption) where there is a data breach. It also protects against third party claims for breach of privacy and any “insurable” fines or penalties.
Directors and Officers Insurance
Cover for the Directors or Officers of the business where they may be sued for failing in their duties. You could be sued by anyone from members of the public, investors, creditors, HMRC, HSE, or even the Police where you have failed in your duties as a director/officer of the business.
Legal Expenses
Cover for your own legal costs for various legal matters including contract and employment disputes, debt recovery and tax investigation protection.
Travel Insurance
Cover for medical expenses, cancellation, lost or stolen baggage etc. for trips abroad.
Motor Insurance
Protection for damage to your vehicles and third-party losses where you cause an accident.
Marine and Cargo
Cover for damage to or theft of stock whilst moving around the world including whilst in temporary storage.

Are you looking for professional advice for your business or industry?

Contact us for help

There are many other commercial insurance covers that you may need to consider, let us guide you