Residential, Commercial, and Tenanted Properties
Owning property whether residential, commercial, or a portfolio of tenanted buildings is a significant investment. As a property owner, you play a key role in providing safe, functional spaces for businesses, families, and communities.
However, with ownership comes a wide range of potential risks. Damage from fire, floods, vandalism, loss of rental income, tenant disputes, and liability claims from accidents on your premises could all threaten your financial security and long-term investment plans.
That’s why having the right property insurance is essential. It’s designed to protect your buildings, contents, rental income, and your legal liabilities—giving you the reassurance that, should something unexpected happen, you're covered.
Whether you own a single residential unit, a commercial building, or multiple tenanted properties, the right insurance can help you safeguard your assets, protect your income, and manage your responsibilities with confidence.
Take our Risk HealthCheck now and find out what insurance your consulting business might need
What people are saying about our HealthCheck
Peter QuintanaDirector, hgkc
The risk profile generated by the SenseRisk insurance HealthCheck is a simple and easy way to start exploring the insurances you might need for your business, and a great place to start the conversation with a SenseRisk Advisor.
Emma BayleyBayley HR Associates
I found the HealthCheck Platform a great tool to use when looking to understand what risks my business my face and what insurances to consider, it was very informative.
As business owners we don’t always think of the bigger and wider picture of what is maybe required when setting up company/employer insurance.
Greg DodimeadOwner, Brand Affiniti
I thought the HealthCheck Platform was very helpful and it confirmed that I have the right level of cover in place with SenseRisk already; It also recommended others I may need in future.
The HealthCheck was user friendly and got me to consider scenarios of future growth within my business and the potential risks they could pose and the right level of cover to deal with those changes.
Rose Sellman-LeavaDirector and Co-founder, Inclusive Futures CIC
Sense Risk and their HealthCheck platform have been incredibly useful to us and our new business. The platform breaks down everything you might want to think about when looking at insurance in a really simple way. As a new business owner, you have to wear so many hats, and so it’s helpful when you can pass something as important as insurance over to the experts! The Sense Risk team are then on hand to support the whole insurance process in a really friendly and jargon-free way. I literally wouldn’t do insurance any other way!
Insurance for Landlords: Protecting Residential and Commercial Let Properties
As a landlord, whether you own residential flats, commercial units, or a portfolio of mixed-use properties, your investment plays a vital role in providing essential spaces for living and business.
From accidental damage by tenants to loss of rental income, legal disputes, or unforeseen events like fire, flood, or vandalism, the risks involved with being a landlord can quickly become costly without the right protection in place.
That’s where landlord insurance comes in. Designed specifically for property owners who let to tenants, it helps cover the building itself, loss of rent, liability claims, and even the cost of alternative accommodation if needed—giving you the financial security and peace of mind you need to keep your investment protected.
Whether you're letting to private tenants, students, professionals, or running a portfolio across residential and commercial sectors, having the right insurance ensures you stay protected, compliant, and ready to deal with any unexpected hurdles.
Who needs it?
Property owners of residential, commercial, and tenanted properties need specialised insurance to protect their investments and ensure peace of mind. This includes landlords renting out homes, commercial property owners leasing office spaces or retail units, and anyone managing multiple properties. If you're a property investor or own property that you rent or lease, insurance is crucial to safeguard against damage, legal liabilities, and potential loss of rental income. Whether you're dealing with accidental damage, tenant disputes, or the complexities of running a commercial property, the right insurance helps protect both your property and financial interests.
